Posts Tagged ‘Washington’

New Reverse Mortgage Website Launched

Laurie Willis, Alpine Mortgage Planning Reverse Mortgage Specialist, and I have launched a new website to deal with the questions around the Reverse Mortgage process for senior citizens. Since I am over 62 and could qualify for a Reverse Mortgage, I am also interested in the process. So, over the next weeks, we will be adding information and trying to go through some of the pitfalls and stumbling blocks having to do with a Reverse Mortgage in Oregon, Washington and California. The name of the site is Oregon Reverse Mortgage Info and should be beneficial in answering questions. Read More

Oregon FHA Streamline Insured Mortgage Loan Changes

Do you have an FHA Insured Mortgage Loan in Oregon, Washington or California at a higher than current rate? Have you thought about taking advantage of the FHA Streamline Refinance Program? Then you should be aware of the changes that are coming very soon.j0409260 Read More

Don’t believe everything you are told, either!

I wrote a post recently about not believing everything that you read on the internet, because, face it, there is a lot of misinformation out there. Well today, I got a call from a potential client and he said something that really surprised me having to do with Taylor, Bean and Whitaker (TBW). He was told, by his loan officer, that the last lender that would make FHA 203k Streamline loans had gone out of business that day. Read More

Us an FHA Refinance for a Land Sales Contract

You can use an FHA Refinance Mortgage Loan to pay off an existing Land Sales Contract or Contract for Deed in Eugene or anywhere in Oregon. The FHA Refinance Mortgage Loan allows a homeowner who does not have a vested interest in the title to the property but who does have valid Land Contract, Contract for Deed, or other similar instrument, to pay it off with an FHA Refinance Mortgage Loan.

It can be done in one of two ways: Read More

Oregon FHA Refinance Without an Appraisal

You can refinance your Oregon FHA Mortgage Loan without an appraisal and without income re-qualifying what so ever. Technically, there is no credit qualification on this loan either, however, most lenders require a 620 credit score for the program and require a mortgage credit report.  The OR FHA Streamline Refinance takes the hassle out of getting a permanent interest rate reduction on your Oregon FHA Mortgage Loan. Read More