FHA Loans Oregon » no money down http://fhaloansoregon.com ***Not sponsored or affiliated with HUD or FHA Wed, 04 Jan 2012 20:50:31 +0000 en hourly 1 http://wordpress.org/?v=3.2.1 Springfield Home Ownership Program (SHOP) out of funds http://fhaloansoregon.com/2010/01/08/springfield-home-ownership-program-shop-out-of-funds/ http://fhaloansoregon.com/2010/01/08/springfield-home-ownership-program-shop-out-of-funds/#comments Fri, 08 Jan 2010 18:43:19 +0000 Fred Chamberlin http://fhaloansoregon.com/?p=437 Springfield Home Ownership Program (SHOP) out of funds is a post from: FHA Loans Oregon

]]> According to an e-mail I received this morning from Jodi Peterson, Management Analyst, Springfield Community Development and Housing, the Springfield Home Ownership Program (SHOP) is out of funds until July 1, 2010. The SHOP program provides down payment and closing cost assistance to low to moderate income borrowers for the purchase of their first home in Springfield Oregon. More about the program is available here. Read More

]]> http://fhaloansoregon.com/2010/01/08/springfield-home-ownership-program-shop-out-of-funds/feed/ 0 What changes are coming for FHA? http://fhaloansoregon.com/2009/09/09/what-changes-are-coming-for-fha/ http://fhaloansoregon.com/2009/09/09/what-changes-are-coming-for-fha/#comments Wed, 09 Sep 2009 19:41:51 +0000 Fred Chamberlin http://fhaloansoregon.com/?p=335 What changes are coming for FHA? is a post from: FHA Loans Oregon

]]> I recently came across this blog post from Craig Tomlinson of Bell Real Estate of Eugene. He was asking some of the same questions that a lot of people are right now about what is going to happen with FHA loans in the future. Like him, I don’t have the answers to what FHA will be doing, but I do know what they are doing. FHA still is only 3.5% down payment. FHA loans can be combined with the Springfield SHOP and Eugene HAP programs. FHA loans have more liberal underwriting criteria. FHA remains the number one choice for First Time Home Buyers. FHA does not require appraisals ordered through HVCC. Read More

]]> http://fhaloansoregon.com/2009/09/09/what-changes-are-coming-for-fha/feed/ 0 Top 10 Reasons to be a First Time Home Buyer http://fhaloansoregon.com/2009/03/24/top-10-reasons-to-be-a-first-time-home-buyer/ http://fhaloansoregon.com/2009/03/24/top-10-reasons-to-be-a-first-time-home-buyer/#comments Tue, 24 Mar 2009 20:46:52 +0000 Fred Chamberlin http://fhaloansoregon.com/?p=131 I have been asked, why should I become a home owner? I have been renting for 5 years and am perfectly happy with my situation. The short answer to that is, “maybe you shouldn’t.” Not everyone should buy a home and a lot of First Time Home Buyers were sold homes that they shouldn’t have bought because the financing was too easy. That had an effect on where we are today. However, that being said, there are a lot of great reasons to become a First Time Home Buyer in today’s more restrictive lending environment. Stealing a bit of David Letterman’s shtick, here are my top ten reasons to become a First Time Home Buyer in today’s Oregon real estate market: Read More

Top 10 Reasons to be a First Time Home Buyer is a post from: FHA Loans Oregon

]]> I have been asked, why should I become a home owner? I have been renting for 5 years and am perfectly happy with my situation. The short answer to that is, “maybe you shouldn’t.” Not everyone should buy a home and a lot of First Time Home Buyers were sold homes that they shouldn’t have bought because the financing was too easy. That had an effect on where we are today. However, that being said, there are a lot of great reasons to become a First Time Home Buyer in today’s more restrictive lending environment. Stealing a bit of David Letterman’s shtick, here are my top ten reasons to become a First Time Home Buyer in today’s Oregon real estate market: Read More

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