FHA Loans Oregon » loan officer http://fhaloansoregon.com ***Not sponsored or affiliated with HUD or FHA Thu, 03 May 2012 00:29:44 +0000 en hourly 1 http://wordpress.org/?v=3.3.2 HUD FHA FAQs for FTHB Part 6 http://fhaloansoregon.com/2010/03/24/hud-faqs-for-fthb-part-6/ http://fhaloansoregon.com/2010/03/24/hud-faqs-for-fthb-part-6/#comments Wed, 24 Mar 2010 15:00:25 +0000 Fred Chamberlin http://fhaloansoregon.com/?p=561 This is the sixth and final part of my series of FAQs for the First Time Home Buyer. Through this series, I hope it will help you make a more informed decision about buying a home in the Eugene Springfield Oregon area. Nothing is static in the lending world. Parameters change constantly. The Tax Credit will be leaving shortly. Rates could start up almost immediately and housing values could start back up. These are just the truths about the market. Is it the right time? Read More

HUD FHA FAQs for FTHB Part 6 is a post from: FHA Loans Oregon

]]> This is the sixth and final part of my series of FAQs for the First Time Home Buyer. Through this series, I hope it will help you make a more informed decision about buying a home in the Eugene Springfield Oregon area. Nothing is static in the lending world. Parameters change constantly. The Tax Credit will be leaving shortly. Rates could start up almost immediately and housing values could start back up. These are just the truths about the market. Is it the right time? Read More

]]> http://fhaloansoregon.com/2010/03/24/hud-faqs-for-fthb-part-6/feed/ 0 FHA Loans Haven’t Changed Yet http://fhaloansoregon.com/2010/01/28/fha-loans-havent-changed-yet/ http://fhaloansoregon.com/2010/01/28/fha-loans-havent-changed-yet/#comments Thu, 28 Jan 2010 19:06:09 +0000 Fred Chamberlin http://fhaloansoregon.com/?p=479 FHA Loans Haven’t Changed Yet is a post from: FHA Loans Oregon

]]> There are some pretty important changes coming in FHA loans that I wrote about earlier, but so far we don’t have those changes in place making purchases harder or more expensive in the Eugene/Springfield, Lane County, Oregon area. Those HUD rules don’t go into effect for some time, so it is still a great time to purchase a new home in Springfield or Eugene using FHA. The UFMIP (up front mortgage insurance premium) hasn’t increased yet but will, so take advantage of the lower amount now. Read More

]]> http://fhaloansoregon.com/2010/01/28/fha-loans-havent-changed-yet/feed/ 0 FHA UFMIP Changes April 5 http://fhaloansoregon.com/2010/01/21/fha-ufmip-changes-april-5/ http://fhaloansoregon.com/2010/01/21/fha-ufmip-changes-april-5/#comments Thu, 21 Jan 2010 20:09:20 +0000 Fred Chamberlin http://fhaloansoregon.com/?p=458 FHA UFMIP Changes April 5 is a post from: FHA Loans Oregon

]]> The Mortgagee Letter is out and the Up Front Mortgage Insurance Premium (UFMIP) will officially change from 1.75% to 2.25% effective with FHA case numbers issued after April 5, 2010. This will be a change in the amount of the premium collected up front but not in the monthly amount at this time. FHA will be asking for an increase in the monthly premium but that must be posted in the Federal Register first and probably will not take effect until Spring or early Summer.j0432676 Read More

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