FHA Loans Oregon » How to Buy a Home http://fhaloansoregon.com Everything you everything you ever wanted to know about FHA loans but were afraid to ask Fri, 27 Aug 2010 20:50:31 +0000 en hourly 1 http://wordpress.org/?v=3.0.1 Us an FHA Refinance for a Land Sales Contract http://fhaloansoregon.com/2009/05/28/us-an-fha-refinance-for-a-land-sales-contract/ http://fhaloansoregon.com/2009/05/28/us-an-fha-refinance-for-a-land-sales-contract/#comments Fri, 29 May 2009 06:02:54 +0000 Fred Chamberlin http://fhaloansoregon.com/2009/05/28/us-an-fha-refinance-for-a-land-sales-contract/ You can use an FHA Refinance Mortgage Loan to pay off an existing Land Sales Contract or Contract for Deed in Eugene or anywhere in Oregon. The FHA Refinance Mortgage Loan allows a homeowner who does not have a vested interest in the title to the property but who does have valid Land Contract, Contract for Deed, or other similar instrument, to pay it off with an FHA Refinance Mortgage Loan.

It can be done in one of two ways: Read More

Us an FHA Refinance for a Land Sales Contract is a post from: FHA Loans Oregon

]]> You can use an FHA Refinance Mortgage Loan to pay off an existing Land Sales Contract or Contract for Deed in Eugene or anywhere in Oregon. The FHA Refinance Mortgage Loan allows a homeowner who does not have a vested interest in the title to the property but who does have valid Land Contract, Contract for Deed, or other similar instrument, to pay it off with an FHA Refinance Mortgage Loan.

It can be done in one of two ways: Read More

]]> http://fhaloansoregon.com/2009/05/28/us-an-fha-refinance-for-a-land-sales-contract/feed/ 1 Oregon FHA Refinance Without an Appraisal http://fhaloansoregon.com/2009/05/26/oregon-fha-refinance-without-an-appraisal/ http://fhaloansoregon.com/2009/05/26/oregon-fha-refinance-without-an-appraisal/#comments Tue, 26 May 2009 20:58:38 +0000 Fred Chamberlin http://fhaloansoregon.com/?p=174 You can refinance your Oregon FHA Mortgage Loan without an appraisal and without income re-qualifying what so ever. Technically, there is no credit qualification on this loan either, however, most lenders require a 620 credit score for the program and require a mortgage credit report.  The OR FHA Streamline Refinance takes the hassle out of getting a permanent interest rate reduction on your Oregon FHA Mortgage Loan. Read More

Oregon FHA Refinance Without an Appraisal is a post from: FHA Loans Oregon

]]> You can refinance your Oregon FHA Mortgage Loan without an appraisal and without income re-qualifying what so ever. Technically, there is no credit qualification on this loan either, however, most lenders require a 620 credit score for the program and require a mortgage credit report.  The OR FHA Streamline Refinance takes the hassle out of getting a permanent interest rate reduction on your Oregon FHA Mortgage Loan. Read More

]]> http://fhaloansoregon.com/2009/05/26/oregon-fha-refinance-without-an-appraisal/feed/ 0 FHA Myths and Misconceptions http://fhaloansoregon.com/2009/02/08/fha-myths-and-misconceptions/ http://fhaloansoregon.com/2009/02/08/fha-myths-and-misconceptions/#comments Sun, 08 Feb 2009 20:27:58 +0000 Fred Chamberlin http://fhaloansoregon.com/?p=13 FHA Myths and Misconceptions is a post from: FHA Loans Oregon

]]> (Originally published by Fred Chamberlin on Active Rain and then on http://eugeneloanguy.com)

There are a lot of common misconceptions about FHA mortgage loans that have been around for a long time. Anyone that got an FHA loan in the 80s or 90s had to go through a lot more paperwork and inspections than are required currently. One of the things that was required on an FHA loan was a compliance inspection by a certified FHA inspector, that is no longer required. This is from an August post of mine on Active Rain about myths about FHA loans.

I know there are Realtors out there that remember the bad old days of FHA financing. I still remember having to have and FHA certified inspector check over the house and make the sellers sweep up the basement or clean a spot on the carpet. Anyone remember the VC sheet (that hasn’t been that long ago)?

Well, that isn’t the case anymore. FHA loans are nearly the same as conventional loans, except in some (many) cases better. Take a look at these common myths about FHA:

  • Myth: Takes more time processing.
    Truth: Read More

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