Archive for the ‘Government Loans’ Category

One of the commentaries that I follow is Think Big, Work Small. This commentary is a video blog by a couple of “over the top” real estate and mortgage video bloggers. They have some really great insight on what is happening that will effect us in the Eugene/Springfield Real Estate Mortgage Market. Read More

Well it really isn’t the last day for case numbers, but after this weekend, any new case numbers for FHA loans will have a 2.25% Up Front Mortgage Insurance Premium instead of the current 1.75%. This is a substantial amount when talking about a $200,000 loan in Lane County, that is an additional $1,000 cost of getting the loan. Read More

This is the sixth and final part of my series of FAQs for the First Time Home Buyer. Through this series, I hope it will help you make a more informed decision about buying a home in the Eugene Springfield Oregon area. Nothing is static in the lending world. Parameters change constantly. The Tax Credit will be leaving shortly. Rates could start up almost immediately and housing values could start back up. These are just the truths about the market. Is it the right time? Read More

First Time Home Buyer FAQs are valuable in helping decide if it is the right time to buy a home in the Eugene Springfield Oregon area. This is the fifth in a six part series of questions and answers to help with that decision. Time is running out on the tax credit so I hope this helps. Read More

If you are a First Time Home Buyer in the Eugene Springfield Oregon area and are thinking about making the plunge and buying your first home, this is the forth in a six part series that asks and answers many of your home buying questions. Please check the previous posts if this is your first time here.  Read More